Rent Affordability + Utilities Calculator
Calculate what you can afford in rent — including average utilities — customized for Ontario and the Tri-Cities + Guelph.
Your Details
Estimated Monthly Utilities & Insurance (optional)
These are estimated costs — actual amounts vary by building, season, and personal usage.These estimates help show a realistic total beyond rent, but the most important affordability check is your income vs. rent.
Typical range in Ontario: $30–$60/month depending on coverage and provider.
Your Results
Recommended Max Rent
$0
Estimated Utilities
$0
Total Housing Cost
$0
Enter a specific rent to evaluate approval odds. For now, we’re showing your recommended max rent and estimated utilities.
We’ll add estimated utilities to your rent to show a realistic total monthly housing cost.
Breakdown
Tip: Many landlords look for rent around 30–35% of gross income. Keeping total housing costs under ~35% helps maintain flexibility.